Payment Terms With No Fine Print
30–50% deposit, balance before shipment after you approve the inspection report. Every method, currency option, and credit-back policy — published here, honored in writing on every invoice.
How Money Flows Through an Order
1. Quote approved
You confirm the itemized quote and pro-forma invoice — product, quantities, prices, terms, and timeline in writing.
2. Deposit (30–50%)
Your deposit books fabric and reserves production capacity. Sampling usually runs before this on a small sample invoice.
3. Production & QC
We produce with inline QC and weekly updates. You approve the final AQL 2.5 inspection photo report.
4. Balance before shipment
The remaining balance is due after you approve the inspection report and before goods leave the factory.
5. Documents released
Shipping documents transfer to you (or your bank under LC) and the goods are on their way.
First order and want extra assurance? Combine a third-party pre-shipment inspection with the balance-after-approval gate — see how our QC process works.
Payment Methods
Bank transfer (T/T)
The standard for export orders. Lowest fees at order values, paid to our company bank account in Bangladesh against the pro-forma invoice. SWIFT details and beneficiary name are printed on every invoice — verify them by phone or WhatsApp on your first order (good practice with any overseas supplier).
Wise
Convenient for smaller payments like sample fees and swatch packs — fast, with transparent exchange rates.
Letter of Credit (LC)
For larger programs and buyers whose finance teams require it. We work with irrevocable LCs at sight through major banks. LCs add bank fees on both sides, so they make sense above roughly $20–30k order value.
Payment safety note
Our bank details never change by email. If you ever receive a message asking you to pay a “new” account, stop and verify by phone or WhatsApp with your merchandiser first — invoice fraud targets importers everywhere, and a 2-minute call defeats it.
Payment Questions
Why is a deposit required?
The deposit buys your fabric and books your slot on the production calendar. Custom goods can't be resold if a buyer walks away, so the deposit shares that risk fairly between both sides. We never ask for 100% upfront.
When exactly is the balance due?
After you approve the final AQL 2.5 inspection photo report and before the goods physically ship. You always see documented proof of what you're paying for — that's the point of the photo report gate.
Are sample and swatch fees really credited back?
Yes. Sample fees (typically $30–80/pc plus courier) and swatch pack fees ($15–25) are credited against your first bulk order of the same style. If you never bulk-order, the fees simply cover the real cost of making your samples.
Can I pay in EUR or GBP instead of USD?
Yes, by arrangement. Quotes are issued in USD by default; if you prefer EUR or GBP we fix the exchange rate on the invoice so the amount doesn't move between deposit and balance.
Do you accept PayPal or credit cards?
For production orders, no — processing fees of 4–6% would end up in your unit price, and PayPal's dispute model doesn't fit custom manufacturing. T/T and Wise cover the same ground with far lower fees. For small sample invoices, ask — we can occasionally accommodate.
Ready for an Itemized Quote?
Every quote shows product cost, decoration, packaging, and shipping under your chosen terms — no hidden lines, ever.